This lending offer is for established, Bay Area-based businesses looking for values-aligned financial support to grow to the next level. We prioritize businesses that operate democratically and serve low-income communities of color.

Eligibility:

• Incorporated business with at least 2 years of operations

• Democratic ownership and decision-making structure

• Clear loan need and plan for use of funds

• Willing to share financial history

• Based in the Bay Area

2026 CR Business Cohort

A hands-on business program for Richmond residents to turn their ideas into sustainable, democratically run businesses.

Learn how to plan, build, and operate a values-driven business through step-by-step training, teamwork, and access to co-op-friendly funding.

✨ Interested in Joining the Cohort?

Fill out this brief survey